This section has links to loan and credit reference angencies in the UK. Here you will be able to apply and with some luck get a loan or credit card even if you have a poor credit rating.You may even be able to repair your credit rating and then apply through regular channels in the future.
If you would like some addice on financial matters please click here and select the topic you would like help with. Maybe we can point you in the right direction, there are also more financial products and loan/card applications here.
If you have a poor, bad or low credit rating then we have a selection of credit & debit cards that could be for you. Our range of suppliers can issue you a credit card even if you have past credit problems or history including CCJ's, defaults and arrears or simply do not have a credit rating.
* Rebuild your credit rating* You are 18 plus* Even if you are not on the electrol role* Prepaid & credit limits upto £2500* No credit checks option
To find out which cards suit your needs and situation simply click here and complete a 30 second fact find it's that easy!
Promise Finance
Welcome to Promise Finance the one stop shop that offers solutions for all your financial needs.
Whatever your financial situation, our website offers you up to date information on mortgages and personal loans such as secured or homeowner loans. If you are a resident of the UK, let us help you find a personal loan of your choice with a competitive rate to suit your circumstances. For a fast response all you have to do is complete the short form and we’ll do the rest.
Whether you have an existing mortgage and are looking to reduce your monthly outgoings or would like to borrow more, if you are a UK resident we can offer you a competitive mortgage solution to suit your needs. Whatever your credit history let us help you find alternative and effective mortgage rates that could even save you money. There are many fantastic offers available.
Payday UK
Payday UK offers customers loans of between £80-£750 over a typical period of twenty days - from the date of application to their payday. A Payday Loan helps people through a cash crunch by providing funds to pay unexpected bills on time, in an emergency or just for some extra spending money for going out, clothes, holidays or presents. It quick, easy and most importantly hassle free! We are the fastest Payday Loan company operating in the UK with an online process from start to finish. Customers will have their loans approved instantly and will receive their cash advance on the day they apply, paid directly into their bank account as cleared funds. What's more, they won't be required to fax any documents in. ALSO AVAILABLE FOR U.S RESIDENTS
Checkmyfile.com is the UK’s market leader in the provision of credit files and personal information to consumers. It offers the most comprehensive online access to information held about any individual. In addition to credit files it provides, amongst other things, credit scores, neighbourhood demographics, vehicle data and a unique range of groundbreaking Identity Theft Protection products. checkmyfile.com is visited by more consumers than the three main UK credit agencies combined. Also available to US and Australian Residents
uSwitch.com is a free, impartial online comparison and switching service that helps consumers compare prices on gas, electricity, home telephone, digital tv and broadband providers. Their aim is to help customers take advantage of the best tariffs and services on offer from every supplier. The company has developed a series of calculators that evaluate a number of key factors including price, location, service and payment method, and advises consumers on the best deal to suit their needs. uSwitch.com is not a supplier but acts as an independent advisor, giving consumers an impartial view of what’s on offer.
Try it now
Simplyswitch
SimplySwitch is an independent and completely free price comparison and switching service available to consumers both on and offline. We currently offer comparisons on energy, fixed line telecoms and broadband. To enable us to give the consumer the widest choice available we deal with all the major suppliers across these three products.
Our calculators take into account all key information including location, provider, payment method and price to ensure we find our customers the right deal for them. Due to being completely independent we are able to stay truly impartial and our energy calculator is Energywatch accredited.
What are the key benefits for the consumer?
The customer is at the centre of our proposition, we aim to provide a first class service which allows consumers to realise savings on their domestic bills from a position of knowledge and choice.
Free impartial advice to help consumers make the right buying decision and save money
Switch and save in one easy transaction
Quick and easy way of shopping around which saves time and money
Xoom
Xoom (pronounced zoom) is one of the only companies committed to
developing a global online-to-offline money transfer network. Xoom
enables its customers to leverage the power of the internet to send
money 24/7 to countries around the globe. Long gone are the days when
senders need to spend time driving to and waiting in line at an
old-fashioned money transfer location.
Xoom’s innovations to the traditional money transfer industry speak for themselves. Some of the many selling points include:
•Low fees – Xoom is up to 80% cheaper than Western Union and MoneyGram’s online services
•Convenience – Senders can now transfer money anywhere and anytime they are online
•Reliability – Xoom offers our customers’ a 100% satisfaction guarantee
•Flexibility – Unlike with traditional money transfer companies, Xoom
offers direct deposit to a bank account, cash pick up, secure debit
cards, or home delivery.
